In case you didn’t catch the title of this entry, it’s “Homeless,
Jobless, and Pregnant.” It may sound
like a joke, and honestly I can’t say it without laughing, but it’s true. The short version: we had to move out of our
old house before closing the loan on the new house. Continue reading for the long version.
We were supposed to close on the old house on Monday, July
29th, and then close on the new house on Wednesday July 31st. Our buyer was unable to close on the house
until the 31st, which then set the closing date on the new house
back until Monday. We had planned to
move out on the 3rd but then rescheduled for the following weekend….no
big deal.
Problem #1: We were
renting back 7 days in the old house to give us enough time to move out. This was a great plan when the house was
scheduled to close on the 29th and we were moving on the 3rd. But now we couldn’t close on the new house in
time to move out that weekend, and our 7 day of rent-back expires on a Wednesday. We were told on Sunday, August 4th
that we HAD to be out of the house by 5pm on Wednesday. We scramble to pack boxes and coordinate friends
to help us move in the middle of the week.
No big deal because we were supposed to close on the new house and get
the keys any day now.
Problem #2: The loan broker does a verification of
employment for Matthew on Monday, August 5th, a week after he was terminated
from his company. We were told that we
did not need to report the status change to the loan broker because the loan
was so far in the process that it wouldn’t make a difference. Well, that might be the case if the lender
and the broker were on top of their game on didn’t procrastinate on
everything. They waited until the day
before we were supposed to close (and this is AFTER closing has been postponed
several times) to do the verification and almost pulled the plug right on the
spot. Matt had to do some “sweet talking”
and pulled a few strings to even get them to continue processing the loan.
Tuesday evening we had several handfuls of friends from the
church show up at our house to help move boxes and furniture into a couple
trailers and trucks.
A couple from the
church has graciously offered to not only let us store our stuff on their
property, but to let us stay in the apartment attached to their garage.
The small 200 sqft space might not seem like
much, but we are SOOOOOOOOOO blessed to have it!!!!!
Wednesday we moved out the small stuff and by
5pm we were OUT.
Goodbye to our first house.
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Savannah helping Daddy take furniture apart |
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Loading Furniture onto the Trailer |
Even as I write this I am not confident that the loan for
the new house will go through. Our seller
is giving us until next Friday, August 16th to close the loan before
she gives the house to somebody else. We
are very frustrated with the lender and the loan broker for telling us one
thing and then requiring something different.
We are frustrated that they are taking so long to do this job. And we are frustrated that this is completely
out of our hands.
We are beyond blessed by our family and friends and
especially by our Church. I’ve was able
to leave Savannah with a friend on Monday and then with my Aunt on Wednesday while
I pack and move. We’ve been asked to
dinner two nights in a row (which is a huge blessing because the apartment does
not have a stove). We had more than
enough people helping us physically move our stuff, and will most likely be
asking them to move it again soon. We
have a roof over our head and a place to store our stuff. Our church even offered to pay for a storage
unit and/or a Uhaul truck for us. Can
you believe that?!!! God is taking care
of us without a doubt. We may be "homeless" but we have a roof over our head, a comfortable bed to sleep on, and a warm shower. We may be jobless, but we have money in the bank, Matt got one offer yesterday (though it was not a strong offer) and had a good interview today. And we may be pregnant, but regardless of the situation this is a loved and wanted baby who will be welcomed into this world like a prince by everyone who knows us.
Now for some fun stories and pictures! The property we’re staying on has lots of
dogs and horses which Savvy is just LOVING!!!!
And there’s plenty of space for her to ride her quad! (For some reason I'm having trouble uploading the videos of the quad so I'll post those later)
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Savannah playing on the "Eish" (Horse) Food |
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Matt showing Savannah how to feed Horses |
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Savannah feeding her new friend |